Letters of Credit, Issued by Real Banks. Structured by Experts.
Letterofcredit.io secures DLC, SBLC, UPAS, and Bank Guarantees through accredited international banks. Our team conducts credit analysis, prepares documentation, supervises issuance, and arranges bridge funding when required, providing a clear path for your transactions.
"Financely closed our LC in 8 days from request to Swift. The supplier shipped 24 hours later."
— M. Ajayi
Lagos
"Helped us secure a $5M LC for turbines, plus bridge capital to cover the cash gap."
— D. Nguyen
EPC Sponsor, Vietnam
How The Process Works
Request a Quote
Fill out the request form. Share your transaction documents and LC terms needed.
Pay $500 Evaluation Fee
We filter out timewasters. This unlocks a detailed LC term sheet and next steps.
Retainer Agreement
We issue a professional advisory retainer. You sign it and pay the fee (starting from $35,000 depending on size/complexity).
Structuring & Underwriting
We underwrite your request, vet your documentation, and prepare the LC format accepted by real banks.
Funding Support (Optional)
Need capital to collateralize or pre-pay? We connect you to bridge capital sources while the LC process runs.
Bank LC Issuance
Once approved, the LC is delivered by authenticated Swift MT700 or MT760. Fast. Verified. Bank-backed.
Structuring & Underwriting Fees
| Service | Pricing Range (USD) |
|---|---|
| Standard LC Arrangement | $16,000 – $32,000 |
| Confirmed LC (Top Tier Bank) | $25,000 – $60,000 |
| Back-to-Back LC Setup | $35,000 – $80,000 |
| Trade-Use SBLC (MT760) | $40,000 – $95,000 |
| Bridge Capital Advisory | From $35,000 + success fee |
Rate Indications
Indicative annual LC issuance fees range from 4.50% to 7.50%, depending on structure, jurisdiction, and bank risk appetite.
Rate Factors:
Issuing Bank's Base Margin
Client KYC/AML Status
Deal Type (Sight, Usance, Red Clause, Confirmed)
Linked to U.S. Prime Rate + 150–300 bps
Frequently Asked Questions
Is this a real LC from a real bank?
Yes. All LCs are issued via Swift from regulated commercial banks. We don't deal in “leased” paper or pre-signed MT formats.
Why is there a $500 up-front fee?
It filters unserious requests. We invest time and compliance resources to assess your deal. You get a clear go/no-go.
What if I don’t have cash for the collateral?
We help you secure bridge capital from private lenders, family offices, or deal-specific investors—based on the documentation you provide.
Do you guarantee success?
No. But if your documents are real, and the deal is fundable, we deliver.
Need a Letter of Credit You Can Actually Use?
Stop wasting time with fake Swift messages or upfront-fee scammers. Letterofcredit.io works with real banks, real underwriters, and real results.
Letterofcredit.io is a structured finance product operated by Financely. All services are subject to underwriting and due diligence. Financely does not issue LCs directly—issuance is performed by licensed banks. This is not a solicitation of investment or a guarantee of credit.